Attracting and retaining top executives takes more than a competitive salary. We help companies design benefit strategies that reward performance, protect key people, and align with where you want to go — from initial design through ongoing administration.
Years combined consulting experience
States where we advise clients
Companies advised
Independent — no conflicts, no quotas
Most executive benefit plans are designed once and never revisited. Over time, they drift out of alignment with your company’s goals, your leadership team’s needs, and the competitive landscape around you. We work with companies to ask better questions — not just about what plans you have, but whether they’re still doing what they were designed to do.
“How do we reward top performers beyond what a 401(k) allows?”
NQDC plans give companies a powerful tool to defer compensation for key executives in a tax-efficient way — outside the limitations of qualified plans. We design, benchmark, and help administer plans that are competitive, compliant, and built around your company’s specific objectives.
“What happens to the business — and my family — if something happens to me?”
Business continuity doesn’t happen by accident. We help owners plan for timed and untimed triggering events — ensuring an orderly transition that protects the company’s value, your partners, and your family.
“Are our executives losing meaningful retirement benefits because of IRS caps?”
Qualified plan limits often leave senior executives significantly under-compensated relative to other employees. We design customized life and disability insurance strategies that restore the benefits your key people are missing — without P&L impact to the company.
“How do we efficiently fund executive benefit liabilities on our balance sheet?”
Corporate-, bank-, and insurance company-owned life insurance are established, tax-efficient mechanisms for funding executive benefit obligations. We help organizations evaluate, structure, and optimize these assets — whether starting fresh or reviewing legacy positions.
“Is our retirement plan actually working for our people — and our business?”
A retirement plan that isn’t benchmarked regularly is quietly underperforming. We provide independent consulting on plan design, investment options, fee structures, and fiduciary responsibility — helping you offer a competitive plan without unnecessary cost or complexity.
“Does our total compensation tell the right story to the talent we’re trying to attract?”
Compensation is only part of the picture. We help companies evaluate the full rewards package — salary, benefits, incentives, and culture — and assess whether it’s communicating the right value to current and prospective leadership talent.
We analyze your current situation, identify gaps, and design plans tailored to your organization’s goals — with full attention to compliance and security. Our expertise includes navigating complex scenarios such as M&A, Change in Control, and regulatory requirements including 280G and 162M.
We structure efficient funding mechanisms that account for tax impact, P&L, cash flow, and long-term economic cost. Every recommendation is backed by rigorous product due diligence and a disciplined approach to asset allocation — so the plan is funded as thoughtfully as it was designed.
We manage the complete setup — enrollment, communication, plan accounting, and asset/liability management — and provide ongoing administration so your plan operates correctly long after launch. Both corporate sponsors and plan participants have clear, accessible oversight throughout.
We are not captive to any carrier or product. Our advice is governed entirely by what’s right for you — no quotas, no conflicts.
Two generations of advisors with deep ties to the Mobile business community and relationships that span decades.
Access to institutional-level resources and underwriting expertise for complex cases through our national Lion Street partnership.
From initial design through ongoing administration, we stay in the engagement — not just at the transaction.
No pitch. No obligation. Just a conversation about where your company is headed.