We work with business owners, executives, and high-net-worth families to build financial strategies that protect what they have built — and plan deliberately for what comes next.
Years combined consulting experience
States where we advise clients
Companies advised
Independent — no conflicts, no quotas
Whether you are a company trying to attract and retain top talent, or an individual protecting what you have built, our work begins the same way — by understanding what matters most to you.
We help companies design benefit strategies that reward performance, protect key people, and align with long-term goals — from initial design through ongoing administration.
For executives, entrepreneurs, and high-net-worth families who need personalized counsel — not off-the-shelf products.
At The Cowart Group, we don’t sell products — we ask questions. What are you trying to protect? Who depends on the decisions you make today? Where do you want to be in ten years? The answers shape a strategy that’s built around your goals, not ours. As an independent firm, every recommendation we make is one we’d give a member of our own family.
No carrier affiliations, no product quotas. Our advice is governed entirely by what is right for you.
Two generations of advisors with deep ties to the Mobile business community.
We measure success by the longevity of our client relationships, not the number of transactions we close.
From initial design through ongoing administration, we stay engaged — not just at the transaction.
We analyze your current situation, identify gaps, and design plans tailored to your goals — with full attention to compliance, regulatory requirements, and long-term sustainability.
We structure efficient funding mechanisms that account for tax impact, P&L, and cash flow — backed by rigorous product due diligence and disciplined asset allocation strategy.
We manage the complete setup and provide ongoing administration — so your plan operates correctly and both sponsors and participants always have clear, accessible oversight.
National network — elite financial firms
Securities & investment advisors — Member SIPC
No pitch. No obligation. Just a conversation about what you’re trying to accomplish and whether we’re the right fit to help you get there.