Crafting Legacies, Securing Futures
Cowart Group stands as a pillar of knowledge with over 40 years of combined experience in Insurance Consulting, focusing on wealth preservation, transfer, and estate planning for high net worth individuals. Our unwavering commitment to your financial success is evident in the meticulous strategies we design.
As your trusted advisors, we go beyond conventional risk management, specializing in proactive wealth preservation techniques and innovative solutions for wealth transfer and estate planning. Our mission is to empower high net worth individuals to navigate the complexities of wealth management with confidence and foresight.
Policy Review & Analysis:
Our Policy Review & Analysis service is a meticulous examination of your existing coverage and pricing. We engage in thoughtful discussions to identify areas for improvement, implementing changes where appropriate. Our expertise includes product pricing comparison, stress tests, and customized design. We manage carrier negotiations, offering retention solutions, and integrate funding design with your estate plan, taking into account tax and cash flow considerations.
Comprehensive Policy Management System
Ensure your peace of mind with our Comprehensive Policy Management System. We track policy performance, ensuring it aligns with your expectations. Receive timely premium notices, contract alerts, and updates on carrier rating changes. Simplify your policy reporting with our system, aggregating multiple policies into one accessible platform for ease of management.
Wealth Transfer
Our Wealth Transfer service focuses on creating viable multi-generational plans. We work to secure the continuity of lifestyle and wealth goals for your heirs. Identify and communicate opportunities for tax-efficient distributions from flow-through entities. Additionally, we provide individualized education to family members on wealth strategies and policies.
Estate Planning
Navigate the complexities of estate planning with our comprehensive services. We conduct estate tax evaluations, design personalized plans, and implement family gifting strategies. Our strategic philanthropic planning aims to align your wealth with meaningful causes. Trust in our expertise in living and irrevocable trusts, incapacity planning, and exceptional risk disability underwriting. Explore family limited partnerships for enhanced planning options.
Advanced Case Design
Ensure your peace of mind with our Comprehensive Policy Management System. We track policy performance, ensuring it aligns with your expectations. Receive timely premium notices, contract alerts, and updates on carrier rating changes. Simplify your policy reporting with our system, aggregating multiple policies into one accessible platform for ease of management.
