The Cowart Group brings expertise in working with designing benefit packages for companies throughout the country. We believe our first job is to be there to service you and your employees. We work with each client to build a custom plan design that is catered to your company and its employee’s needs. We believe in a financial planning process for each employee. Only 25% of individuals in the U.S have a financial planner. Meaning, most Americans receive their insurance and benefits through their employer. We believe in a financial planning approach to make sure each employee receives the best guidance for them and their family.

    • Consolidated non-medical quoting process
    • Consolidated Billing – multiple carriers on one bill
    • Preferred partnerships with partner carriers
    • Custom Benefit Administration
    • Immediate carrier feeds for all employers
    • Online Employee Enrollment and access
    • Optional personalized paper enrollment
    • Benefit statements
    • Payroll reporting
Group Health Insurance
Group Health Insurance
Group Health Insurance
Health Insurance is the first priority for most employees and one of the largest expenses for the employer. We can assist in navigating the healthcare landscape to provide the best and most cost-effective solution
Group Life & Disability Insurance
Group Life & Disability Insurance
Group Life & Disability Insurance
A group life insurance or disability plan can help recruit top talent. It helps ease employees’ minds knowing if they are inured or have an accident, their families and incomes will be protected.
Group Voluntary Benefits
Group Voluntary Benefits
Group Voluntary Benefits
Even if you are unable to provide employer paid group benefits, you can give your employees the opportunity to receive discounted premiums through voluntarily payroll deducted benefit packages. Benefits such as: Life Insurance, Long and Short-Term Disability, Critical Illness, Accident coverages, Vision, and other options
Flexible Spending Accounts
Flexible Spending Accounts
Flexible Spending Accounts
Healthcare can get expensive. We can enhance your employee benefits package with a Flexible Spending Account that helps your employees save money on everyday healthcare expenses.
Health Savings Accounts
Health Savings Accounts
Health Savings Accounts
Health Savings Account, is similar to a personal savings account but helps with out-of pockets health care expenses. To become eligible for a HSA you must have a high deductible health plan (HDHP)
HR Benefit Administration
HR Benefit Administration
HR Benefit Administration
We provide the HR team with an online Benefit Admin system that delivers comprehensive administrative services (streamlined enrollment, insurance bill reconciliation, consolidated billing statements, etc.). It also includes a HRIS, that can be used for new employee onboarding and administration. Contact the Cowart Group for a demo.
Employee Education and Enrollments
Employee Education and Enrollments
Employee Education and Enrollments
Financial wellness and education is important to every employer for each of its employees. We provide in person group educational enrollments to discuss the benefits being prov